Voya Financial Valuation
| VOYA Stock | USD 74.54 0.03 0.04% |
At this time, the company appears to be undervalued. Voya Financial has a current Real Value of $79.74 per share. The regular price of the company is $74.54. Our model measures the value of Voya Financial from inspecting the company fundamentals such as Return On Equity of 0.11, operating margin of 0.09 %, and Shares Outstanding of 94 M as well as reviewing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Voya Financial's valuation include:
Undervalued
Today
Please note that Voya Financial's price fluctuation is very steady at this time. Calculation of the real value of Voya Financial is based on 3 months time horizon. Increasing Voya Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Voya Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Voya Stock. However, Voya Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 74.54 | Real 79.74 | Target 85.5 | Hype 74.69 |
The real value of Voya Stock, also known as its intrinsic value, is the underlying worth of Voya Financial Company, which is reflected in its stock price. It is based on Voya Financial's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Voya Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Voya Financial helps investors to forecast how Voya stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Voya Financial more accurately as focusing exclusively on Voya Financial's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Voya Financial's intrinsic value based on its ongoing forecasts of Voya Financial's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Voya Financial's closest peers. If more than one evaluation category is relevant for Voya Financial we suggest using both methods to arrive at a better estimate.
Voya Financial Cash |
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Voya Revenue by Product
Voya Financial Total Value Analysis
Voya Financial is at this time anticipated to have valuation of 7.75 B with market capitalization of 7.09 B, debt of 2.1 B, and cash on hands of 1.2 B. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Voya Financial fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
7.75 B | 7.09 B | 2.1 B | 1.2 B |
Voya Financial Investor Information
About 100.0% of the company outstanding shares are owned by institutional investors. The company has Price to Book (P/B) ratio of 1.41. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. Voya Financial has Price/Earnings To Growth (PEG) ratio of 1.19. The entity recorded earning per share (EPS) of 6.29. The firm last dividend was issued on the 25th of February 2026. Voya Financial is doing better financially today then in previous quarter. It has a moderate probability of reporting better financial numbers in March.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.0331 | 0.0348 |
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| Total Cash From Operating Activities | 778.9 M | 819.9 M |
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Voya Financial Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The current return on assets of Voya suggests not a very effective usage of assets in February.Voya Financial Profitability Analysis
Taking into consideration Voya Financial's profitability measurements, Voya Financial's profitability may be sliding down. It has an above-average probability of reporting lower numbers next quarter. Profitability indicators assess Voya Financial's ability to earn profits and add value for shareholders.Net Income | First Reported 2010-12-31 | Previous Quarter 192 M | Current Value 140 M | Quarterly Volatility 603 M |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Gross Profit Margin | 0.4 | 0.5184 |
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| Operating Profit Margin | 0.0331 | 0.0348 |
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| Pretax Profit Margin | 0.096 | 0.1117 |
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For Voya Financial profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Voya Financial to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Voya Financial utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Voya Financial's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Voya Financial over time as well as its relative position and ranking within its peers.
Voya Financial Earnings per Share Projection vs Actual
The next projected EPS of Voya Financial is estimated to be 2.5587 with future projections ranging from a low of 2.409 to a high of 2.75. Voya Financial's most recent 12-month trailing earnings per share (EPS TTM) is at 6.29. Please be aware that the consensus of earnings estimates for Voya Financial is based on EPS before non-recurring items and includes expenses related to employee stock options.Voya Financial Earnings Estimation Breakdown
The calculation of Voya Financial's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Voya Financial is estimated to be 2.5587 with the future projection ranging from a low of 2.409 to a high of 2.75. Please be aware that this consensus of annual earnings estimates for Voya Financial is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
2.41 Lowest | Expected EPS | 2.75 Highest |
Voya Financial Earnings Projection Consensus
Suppose the current estimates of Voya Financial's value are higher than the current market price of the Voya Financial stock. In this case, investors may conclude that Voya Financial is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Voya Financial's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 30th of June 2026 | Current EPS (TTM) | |
| 11 | 75.53% | 0.0 | 2.5587 | 6.29 |
Voya Financial Ownership Allocation
The majority of Voya Financial outstanding shares are owned by institutional holders. These institutional investors are usually referred to as non-private investors looking to take positions in Voya Financial to benefit from reduced commissions. Consequently, institutions are subject to a different set of regulations than regular investors in Voya Financial. Please pay attention to any change in the institutional holdings of Voya Financial as this could imply that something significant has changed or is about to change at the company.Voya Financial Profitability Analysis
The company reported the previous year's revenue of 7.5 B. Net Income was 654 M with profit before overhead, payroll, taxes, and interest of 4.58 B.Voya Financial Past Distributions to stockholders
| 29th of December 2025 | ||
| 26th of September 2025 | ||
| 26th of June 2025 | ||
| 27th of March 2025 | ||
| 26th of December 2024 | ||
| 26th of November 2024 | ||
| 26th of September 2024 | ||
| 26th of June 2024 | ||
| 27th of March 2024 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Voya Financial's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Voya Financial and how it compares across the competition.
About Voya Financial Valuation
The stock valuation mechanism determines Voya Financial's current worth on a weekly basis. Our valuation model uses a comparative analysis of Voya Financial. We calculate exposure to Voya Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Voya Financial's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 3.9 B | 3.6 B | |
| Pretax Profit Margin | 0.11 | 0.10 | |
| Operating Profit Margin | 0.03 | 0.03 | |
| Net Profit Margin | 0.09 | 0.05 | |
| Gross Profit Margin | 0.52 | 0.40 |
A single share of Voya Financial represents a small ownership stake in the entity. As a stockholder of Voya, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Voya Financial Dividends Analysis For Valuation
At present, Voya Financial's Dividends Paid is projected to increase significantly based on the last few years of reporting. The current year's Dividend Yield is expected to grow to 0.03, whereas Dividend Paid And Capex Coverage Ratio is forecasted to decline to 4.76. . At present, Voya Financial's Retained Earnings are projected to increase significantly based on the last few years of reporting. The current year's Earnings Yield is expected to grow to 0.1, whereas Retained Earnings Total Equity is forecasted to decline to (413 M).
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 240.3 M | 252.4 M | |
| Dividend Yield | 0.02 | 0.03 | |
| Dividend Payout Ratio | 0.27 | 0.28 | |
| Dividend Paid And Capex Coverage Ratio | 5.01 | 4.76 |
There are various types of dividends Voya Financial can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Voya shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Voya Financial directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Voya pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Voya Financial by the value of the dividends paid out.
Voya Financial Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 97 M | |
| Quarterly Earnings Growth Y O Y | 0.491 | |
| Forward Price Earnings | 7.2727 |
Voya Financial Current Valuation Indicators
Valuation refers to the process of determining the present value of Voya Financial and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Voya we look at many different elements of the entity such as Voya's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Voya Financial, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Voya Financial's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Voya Financial's worth.Complementary Tools for Voya Stock analysis
When running Voya Financial's price analysis, check to measure Voya Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Voya Financial is operating at the current time. Most of Voya Financial's value examination focuses on studying past and present price action to predict the probability of Voya Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Voya Financial's price. Additionally, you may evaluate how the addition of Voya Financial to your portfolios can decrease your overall portfolio volatility.
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